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Tax Bracket Runway
Your income vs. available Roth conversion space — with a live tax breakdown and an adjustable conversion dial
📋 How Your Tax Is Calculated
↕️ Adjust Your Conversion Amount
$50,000per year
Drag up/down to see real-time impact
↕️ Adjust Your Plan Age (Longevity)
Age 9023 years remaining
Synced with the slider in “Your Information”
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Longevity Value Comparison
What each strategy is worth over your full lifetime vs. leaving money in a traditional IRA
| Strategy | Total Converted?Total dollars shifted into Roth over all years to your plan age. | Total Taxes Paid?Total federal tax across all conversion years. | Roth Value if Chosen Longevity is Reached?Projected total tax-free Roth IRA value at your plan age. | Traditional IRA (After-Tax)?Yes — this is the projected after-tax value you would actually pocket if you left your money in the traditional IRA, grew it at your entered growth rate to your plan age, then withdrew and paid taxes on the entire balance in one lump sum at the Future Withdrawal Rate you entered. It is a single-event, full-liquidation snapshot used as a direct comparison against your Roth outcome. | Lifetime Advantage?Roth Value at your plan age minus the Traditional IRA (After-Tax) value at your plan age. This is the dollar benefit of executing this conversion strategy rather than leaving the money in your traditional IRA. |
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Assumptions: Annual conversions at each bracket’s max continue every year to your plan age. Traditional IRA grows at the same rate; after-tax value applies your assumed future withdrawal rate. No state taxes. For illustration only.
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Income Breakdown
How your current taxable income is calculated BEFORE any Roth conversion