Highest Locked-Rate S&P 500 Annuity Rates

Rates shown are effective as of 03/26/2026 and are subject to change without notice. Fixed Indexed Annuities (FIAs) are insurance products, not bank deposits, and are not FDIC-insured. The “Return” column reflects a hypothetical back-tested return assuming the cap/participation rate remains unchanged for the full term and the S&P 500 performs in line with historical averages — this is not a guarantee of future performance. AM Best ratings are current as of the data date. Products shown may not be available in all states. Minimum premiums, age restrictions, and surrender charge schedules vary by product. Verify all rates, state approvals, and suitability with your licensed agent before purchasing. James Alden, CA Insurance License #0C53378. FOR AGENT/PRODUCER USE ONLY — NOT FOR USE WITH THE GENERAL PUBLIC AS SALES LITERATURE.